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"Broker Associate"

Christopher Mann

Broker Associate

RE/MAX Advantage Realty

5590 N. Academy Blvd

Colorado Springs, Co 80918

(719) 277-8484 Office

(719) 888-835-7744 eFax



Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you

can find the right loan for you. There are certain approaches that you can take

while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest

rate will be. However, there are mortgages available for almost everyone; it's

the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel

comfortable committing to. Then when you discuss mortgage pre-approval

with your lender, it is easier for you to determine the monthly amount and

what value of home the monthly amount translates into. Do not put yourself in

the position where you will be paying more each month than you intended

simply because the "dream" house requires it.

Do your research on the types of mortgages available to you and find the one

that best suits your needs. There are a number of considerations to be made

in terms of finding the best mortgage for each individual:

*What type of market are you in? Are the interest rates falling or rising?
*Do you want a fixed mortgage rate, where you will always know what your

payment is going to be?
*What are your long-term goals? Do you intend to resell the property? Do you

only need the mortgage for a short time?


"Home Search"

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"Cilents Saying"

"Chris Mann"-"Colorado Springs CO Real Estate"





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